Early access — Finance OS for service businesses

Know your cash flow,
project profit, and
sales ROI in one dashboard.

MarginFlow helps agencies and service-based SMEs track cash in, cash out, project milestones, resource costs, expenses, and sales channel ROI — without living inside Google Sheets.

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Built for agencies, software houses, consultants, and project-based SMEs.
Total Cash In 18.2%
$248,120
Total Cash Out 6.8%
$96,510
Net Profit 24.1%
$151,610
Current Balance $28k expected
$182,430
Cash flow
Jan – Dec 2026
Cash inCash outYTD
Upcoming milestones
Next 14 days
  • Helios CRM — Phase 2
    May 24
    $18,000
    Invoiced
  • Aurora Web App — Sprint 6
    May 27
    $9,500
    Expected
  • Northwind Brand Refresh
    May 29
    $6,200
    Delayed
  • Lumen Mobile — UAT
    Jun 02
    $12,400
    Expected
Sales channel ROI
This quarter
Upwork
15×
$320$4.8k
Fiverr
$150$1.2k
LinkedIn
33×
$90$3.0k
Recent transactions
Filter
DateDescriptionProjectAmount
May 18Milestone — Phase 1Helios CRM+$22,000
May 17Payroll — EngineeringOperating−$18,400
May 16Upwork — Client leadAurora+$3,200
May 15Figma + NotionSubscriptions−$214
May 14Referral — Phase 1Northwind+$6,200
Designed forSoftware AgenciesMarketing AgenciesConsulting FirmsSoftware HousesFreelance Teams
The problem

Spreadsheets work until the business starts growing.

Service businesses often manage finance across many sheets, tabs, and formulas. As you grow, that creates confusion around actual profit, pending payments, project health, resource cost, and sales channel ROI.

Cash flow is scattered

Income, expenses, salaries, and subscriptions live in different tabs that never quite reconcile.

Project profit is unclear

Revenue is visible, but resource cost and delivery cost are not connected to it.

Milestones get missed

Expected payments are tracked manually, and follow-ups depend on memory.

Sales ROI is invisible

You spend on Upwork, Fiverr, LinkedIn, or ads — but don’t know which channel actually pays back.

The MarginFlow approach

Connect your money, projects, people, and sales channels.

Instead of managing finance through disconnected sheets, MarginFlow gives you one operating dashboard for service-business money decisions.

01

Cash Flow Control

Track cash in, cash out, balances, and monthly movement.

02

Project Profitability

Connect project revenue, milestones, resources, and costs.

03

Resource Cost Visibility

See how engineering, design, QA, and sales cost shapes delivery.

04

Sales Channel ROI

Compare money spent and revenue earned across every acquisition channel.

Sales Channels
Upwork · Fiverr · LinkedIn · Referrals
Projects
Scope, value, status
Milestones
Expected · Delivered · Approved
Transactions
Cash in / cash out
Reports
P&L · ROI · Cash flow
Resources
Engineers · Design · QA · Sales
Projects
Allocation & utilization
Profitability
Revenue − cost = margin
Product

One dashboard for the numbers that actually matter.

Switch between the operating views your team uses every week — without rebuilding formulas every time.

Workspace · Helios Studio
Total Cash In 18.2%
$248,120
Total Cash Out 6.8%
$96,510
Net Profit 24.1%
$151,610
Current Balance $28k expected
$182,430
Cash flow
Jan – Dec 2026
Cash inCash outYTD
Upcoming milestones
Next 14 days
  • Helios CRM — Phase 2
    May 24
    $18,000
    Invoiced
  • Aurora Web App — Sprint 6
    May 27
    $9,500
    Expected
  • Northwind Brand Refresh
    May 29
    $6,200
    Delayed
  • Lumen Mobile — UAT
    Jun 02
    $12,400
    Expected
Sales channel ROI
This quarter
Upwork
15×
$320$4.8k
Fiverr
$150$1.2k
LinkedIn
33×
$90$3.0k
Recent transactions
Filter
DateDescriptionProjectAmount
May 18Milestone — Phase 1Helios CRM+$22,000
May 17Payroll — EngineeringOperating−$18,400
May 16Upwork — Client leadAurora+$3,200
May 15Figma + NotionSubscriptions−$214
May 14Referral — Phase 1Northwind+$6,200
Features

Everything a service business needs to control finance operations.

A pragmatic feature set built around how project-based teams actually work — not how accountants describe them.

Transactions Ledger

Track every cash-in and cash-out with category, project, sales channel, payment method, and notes.

Project Finance

Manage project value, collected amount, pending amount, status, and profitability.

Milestone Tracking

Expected milestones, due dates, actual payments, delayed payments, and upcoming collections.

Resource Management

Connect developers, designers, QA, and salespeople to project cost.

Monthly Reports

Opening balance, closing balance, expenses, income, profit/loss, and receivables.

Sales Channel ROI

Spend and revenue across Upwork, Fiverr, LinkedIn, referrals, and direct sales.

Expense Categories

Organize salaries, office, subscriptions, sales spend, utilities, assets, and miscellaneous.

Multi-Currency

Track USD, PKR, EUR, or other currencies with base-currency reporting.

SaaS Workspace

Invite team members, assign roles, and manage company-level finance data securely.

Use cases

Built for project-based businesses.

Practical for the kinds of teams that run on milestones, retainers, and people — not SKUs and warehouses.

Software Agencies

Track client payments, developer costs, project margins, and sales sources from one dashboard.

Margin
38%
Active projects
12
Top channel
LinkedIn
Helios CRM
$84k38%
Aurora Web App
$56k31%
Lumen Mobile
$96k27%

Marketing Agencies

Understand campaign delivery cost, client profitability, recurring retainers, and sales spend.

Retainers
$42k/mo
Net margin
29%
Churn
1.4%

Consulting Firms

Track retainers, milestones, team cost, invoiced work, and monthly profitability.

Invoiced
$128k
Pending
$24k
Paid
$104k
Engagement — Q2Approved
Workshop — MayDelivered
Retainer — Q2/M2Pending

Freelancers With Teams

Move beyond basic income/expense sheets and understand real business margin.

Net profit
$11.4k
Team cost
$6.8k
ROI top
Upwork 15×
JanDec
Workflow

From spreadsheet chaos to financial clarity.

Five steps to move from disconnected sheets to a structured operating dashboard.

  1. 1

    Import your existing sheet

    Bring transactions, projects, and milestones in via CSV or Excel.

  2. 2

    Add projects and milestones

    Define value, expected dates, and resource allocation.

  3. 3

    Record cash in and cash out

    Tag each transaction with category, project, and channel.

  4. 4

    Assign resources and channels

    Connect people and acquisition sources to delivery cost.

  5. 5

    Review profit, cash flow, ROI

    Read monthly reports without rebuilding any formula.

Sales channel ROI

Finally know which channels are actually profitable.

Track spend, revenue, new sales, repeat sales, add-ons, and ROI across every acquisition channel — not just at the campaign level.

Channel comparison — Q2 2026
RevenueSpend
Total spend
$560
Total revenue
$14,500
Blended ROI
25.9×
Upwork
15×
Spend
$320
Revenue
$4,800
New 4 · Repeat 1 · Add-on 0
Fiverr
Spend
$150
Revenue
$1,200
New 3 · Repeat 1 · Add-on 0
LinkedIn
33×
Spend
$90
Revenue
$3,000
New 2 · Repeat 1 · Add-on 1
Referrals
Highest
Spend
$0
Revenue
$5,500
New 1 · Repeat 2 · Add-on 1
Security & trust

Designed with finance-grade discipline.

MarginFlow is built for sensitive business finance data — so security, access control, and auditability sit in the foundation, not as an afterthought.

Important: scope of the product

MarginFlow is not a bank and does not move money. It helps businesses organize, analyze, and report their internal financial operations.

Multi-tenant data isolation

Each workspace’s data is logically separated by tenant boundaries.

Role-based access control

Owner, finance, operator, and viewer roles with scoped permissions.

Audit logs

Every financial change records who, what, and when for review.

Secure authentication

Strong password policies and session controls with MFA-ready design.

Encrypted data transport

TLS in transit and at-rest encryption for sensitive records.

Safe file imports

Validated CSV and Excel parsers with previews before any commit.

Financial record history

Edits and reversals stay traceable across all monthly closings.

Export & permission control

Restrict exports and reporting access by role and workspace.

Comparison

Why not just use Google Sheets?

Sheets are flexible. MarginFlow is structured. That structure is what gives founders reliable financial visibility as the business grows.

CapabilityGoogle Sheets MarginFlow
Cash flow dashboard Not really Included
Project profitability Not really Included
Milestone tracking Manual Included
Resource cost tracking Not really Included
Sales channel ROI Not really Included
Monthly reports Manual Included
Multi-user roles Basic Included
Audit logs Not really Included
SaaS-ready workspace Not really Included
Import / export Included Included

Sheets work brilliantly when you’re starting out. Once cash flow, milestones, resource cost, and sales channels all need to be reconciled together, structure starts paying for itself.

Early access

Join the early access list.

Be among the first service businesses to use MarginFlow and help shape the product. Pricing for each plan will be finalized with early access members.

Early accessPricing coming soon

Starter

For freelancers and small teams

Early access
Pricing coming soon · No card required
  • Transactions ledger
  • Project tracking
  • Milestone tracking
  • Monthly reports
  • 1 workspace

Growth

Most useful

For agencies and SMEs

Early access
Pricing coming soon · No card required
  • Everything in Starter
  • Resource management
  • Sales channel ROI
  • Team roles
  • Advanced reports

Partner

For growing service businesses

Early access
Pricing coming soon · No card required
  • Everything in Growth
  • Multi-currency
  • Custom categories
  • Priority onboarding
  • Data import help
Why this exists

Built from the real finance workflow of a service business.

MarginFlow is being designed from real agency finance operations — including project-based revenue, monthly expenses, milestone collections, team costs, and sales-channel tracking.

Based on real SME finance workflows

Modeled from how project-based teams actually close their months.

Designed for project-based service businesses

Built around projects, milestones, resources, and acquisition channels.

Replaces scattered spreadsheets with structure

One source of truth for cash flow, profit, and ROI questions.

FAQ

Answers, before you ask.

Common questions about MarginFlow, scope, and how it differs from accounting software.

No. MarginFlow is not a full accounting or tax filing system. It is a financial control dashboard for service businesses to manage cash flow, project profit, milestones, resource cost, and sales ROI.

Early access

Stop guessing your margins.

Track cash flow, project profit, resources, expenses, and sales ROI in one clean dashboard.

View Product Preview

No credit card · Founder-friendly onboarding · Pricing announced with early access